01
Add your numbers

Income, expenses, assets, loans and goals — entered once, kept current, and used as the baseline for every simulation.

02
Pick the decision you're weighing

Buying a home, changing jobs, retiring early, an income gap — pick a built-in simulator or build a custom scenario.

03
Run the simulation

Your decision, projected against real EMIs, inflation and income changes — as a year-by-year timeline, not a single guess.

04
Compare and decide

See it next to "stay the course" and other alternatives — a comparison of outcomes, not a leap of faith.

A worked example

"Should I buy now, or wait three years?"

Yr 0 Yr 5 Yr 10 Yr 15 Yr 20
Rent & invest the difference Buy the flat

Illustrative example — not a projection or guarantee of returns.

The setup

A 32-year-old with a ₹15L down payment is deciding between a ₹85L flat today or continuing to rent and invest the difference for three years.

The simulation

The House Purchase Simulator models both paths side by side for 20 years — including what renting-and-investing would need to earn to match owning.

The outcome

A clear, numbers-based comparison of both paths' net worth over time — theirs to weigh, not a recommendation to buy or wait.

Run your own "what if" in minutes

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