01
Add your numbers

Income, expenses, assets, loans and current goals — entered once, kept current. This is the baseline every simulation runs against, not a one-time snapshot.

02
Pick the decision you're weighing

Buying a home, increasing your SIP, changing jobs, retiring early, an income gap, starting a business — choose a built-in simulator or set up a custom scenario in the Scenario Builder.

03
Run the simulation

Wealth Simulate projects the decision forward against your real numbers — EMIs, inflation, income changes — and lays it out as a year-by-year timeline, not a single guess.

04
Compare and decide

Place the scenario next to "stay the course" and next to alternatives. The decision becomes a comparison of outcomes, not a leap of faith.

A worked example

"Should I buy now, or wait three years?"

Yr 0 Yr 5 Yr 10 Yr 15 Yr 20
Rent & invest the difference Buy the flat

Illustrative example — not a projection or guarantee of returns.

The setup

A 32-year-old with a ₹15L down payment is deciding between a ₹85L flat today or continuing to rent and invest the difference for three years.

The simulation

The House Purchase Simulator models both paths against current EMI rates and their existing SIP, side by side, for 20 years — including what renting-and-investing would need to earn to match owning.

The outcome

A clear, numbers-based comparison of both paths' net worth over time — theirs to weigh, not a recommendation to buy or wait.

Run your own "what if" in minutes

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