Refund Policy

Last updated: August 11, 2026

1. Who this applies to

Wealth Simulate is a product of Hara Infotech Pvt Ltd. This policy covers payments made for the Pro plan through our payment partner, Razorpay.

2. How billing works

Pro is a single one-time purchase, not a recurring auto-debit — you are charged once and Pro access continues for as long as your account exists. There is no renewal, and no plan is ever auto-renewed or auto-charged without your action.

3. Refund eligibility

If you're not satisfied, you can request a full refund within 7 days of your purchase, provided your account has not made substantial use of Pro features (such as running Retirement, FIRE, or House Purchase simulations) during that window. Requests made after 7 days, or after substantial use, are considered on a case-by-case basis at our discretion.

4. Non-refundable situations

Any use of Pro features beyond the 7-day eligibility window is generally not refundable, since Pro is a one-time, lifetime purchase rather than a period you're billed for repeatedly.

5. How to request a refund

Email us from your account's registered email address with your transaction/order ID (visible on the My Profile > Transactions page) and the reason for your request. We'll confirm receipt within 2 business days.

6. Processing time

Approved refunds are issued to your original payment method via Razorpay and typically reflect within 5–7 business days, depending on your bank or card issuer.

7. Changes to this policy

We may update this Refund Policy from time to time to reflect changes to our billing practices or applicable law. We'll update the "Last updated" date above when we do, and for material changes we'll make reasonable efforts to notify active subscribers.